Review: Henrietta "Hetty" Howland Robinson Green was an American businesswoman, remarkable for her frugality during the Gilded Age, as well as for being the first American woman to make a substantial impact on Wall Street. She offered loan to government during the panic of 1907. In her old age she began to suffer from a bad hernia but refused to have an operation because it cost $150. She suffered many strokes and had to rely on a wheelchair and at last died without enjoying anything.